Whether you are an owner of a yacht or a boat, an insurance survey will be required by your insurance provider during ownership. Cetec Marine Ltd insurance surveys are accepted by all major UK insurance companies. Our surveyor is qualified and highly experienced for marine surveying. We are also members of professional UK surveying organisations; IIMS - the International Institute of Marine surveying.

When the insurance company asks for you to provide a survey, it is essential to provide all the details the insurance company requires. The requirements from the insurance company allow us to personalise and tailor the survey inspection. Each report consists of the problems identified during the inspection, and the level of importance of fixing the issues. Recommendations for repair are available upon your request, and the report can be sent directly to the insurance company.

A crucial part of a survey is known as "water condition" which entails the boat being on hard standing (ashore). There are some other types of surveys that your insurance company might require, such as Rig and Damage surveys.

Why choose a qualified Marine Surveyor?

What is the insurance survey?

Boat insurance surveys have been required for more than 30 years; however, the insurance companies still don't provide enough information on what they genuinely need. Generally, the surveyors are left to guess which information is required.

Insurance surveys can be a useful tool when somebody requests an "appraisal". There is no prescribed format for requesting an appraisal, but these surveys suit the purpose well.

The insurance survey should contain;

1. A statement of the survey's purpose.
2. Location and date, and the status of the vessel (hauled or afloat)
3. Year of the construction completion, model if provided and the builder of the vessel.
4. The type of the vessel, such as; open fisherman, centre cockpit ketch, flying bridge, aft cockpit sloop etc.
5. The identifier should cover the registration and hull numbers, and the serial numbers of the engine.
6. Specifications included should be: machinery parameters (horsepower, transmissions, model number, turbocharge, etc.) and principle dimensions, along with fuel capacity.

A general description of the vessel, whether custom-built or factory produced, has to include;

1. Any significant alterations, refits or additions
2. Major add-ons (bait and tackle centres)
3. Custom tops, exterior seating areas, towers, or any other notable features that might affect the value significantly

The equipment inventory should only include items with significant value, or groups of small items, that can together add up to a considerable amount. Expensive decorations and other valuable items should be included. Avoid writing long lists of every item on the vessel.